:root{--navy:#0B2545;--navy-2:#13345E;--orange:#FF6A2B;--orange-2:#E2521A;--bg:#FFFFFF;--bg-soft:#F4F7FC;--border:#E6EBF3;--text:#0B2545;--text-muted:#5D6C82;--shadow-sm: 0 2px 10px rgba(11,37,69,.06)}*{box-sizing:border-box}html{scroll-behavior:smooth}html{background:var(--navy)}body{overscroll-behavior-y:none}body{margin:0;font-family:Inter,sans-serif;color:var(--text);background:var(--bg-soft);-webkit-font-smoothing:antialiased;line-height:1.7}a{color:var(--orange-2);text-decoration:none}a:hover{text-decoration:underline}#topbar{background:#fff;border-bottom:1px solid var(--border);padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;position:sticky;top:0;z-index:100}.tb-logo{display:flex;align-items:center;gap:10px;font-family:Poppins,sans-serif;font-size:21px;font-weight:700;letter-spacing:-.01em;flex-shrink:0;white-space:nowrap}.tb-logo-badge{width:38px;height:38px;border-radius:10px;flex-shrink:0;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,var(--orange) 145%);display:flex;align-items:center;justify-content:center;box-shadow:0 4px 10px #0b254540;transition:transform .35s ease}.tb-logo:hover .tb-logo-badge{transform:rotate(-8deg) scale(1.05)}.tb-logo-badge svg{width:20px;height:20px}.tb-logo .lt-navy{color:var(--navy)}.tb-logo .lt-orange{color:#e2521a;font-style:normal}.tb-right{display:flex;align-items:center;gap:14px;flex-wrap:wrap}.tb-back{font-size:13.5px;font-weight:600;color:var(--navy-2)}.tb-call{display:flex;align-items:center;gap:8px;background:var(--orange);color:#fff;padding:9px 16px;border-radius:999px;font-family:Poppins,sans-serif;font-weight:700;font-size:13.5px;box-shadow:0 6px 16px #ff6a2b59}.tb-call:hover{background:var(--orange-2);text-decoration:none}.tb-call svg{width:14px;height:14px;flex-shrink:0}#legalHero{background:linear-gradient(150deg,var(--navy) 0%,var(--navy-2) 60%,#1b4a86 100%);padding:48px 24px 40px;color:#fff}#legalHero .lh-inner{max-width:880px;margin:0 auto}#legalHero .lh-eyebrow{display:inline-flex;align-items:center;gap:7px;background:#ffffff1a;border:1px solid rgba(255,255,255,.2);padding:6px 13px;border-radius:999px;font-size:12px;font-weight:700;color:#dce6f5;margin-bottom:16px}#legalHero h1{font-family:Poppins,sans-serif;font-size:34px;font-weight:800;margin:0 0 10px;letter-spacing:-.01em}#legalHero p{font-size:14.5px;color:#c9d6ea;margin:0}#legalHero p strong{color:#fff}.legal-wrap{max-width:880px;margin:0 auto;padding:40px 24px 70px;display:flex;gap:40px;align-items:flex-start}.legal-toc{flex:0 0 220px;position:sticky;top:80px;background:#fff;border:1px solid var(--border);border-radius:14px;padding:18px;box-shadow:var(--shadow-sm)}.legal-toc h4{font-family:Poppins,sans-serif;font-size:12px;text-transform:uppercase;letter-spacing:.05em;color:var(--text-muted);margin:0 0 12px}.legal-toc ol{list-style:none;margin:0;padding:0;counter-reset:toc;display:flex;flex-direction:column;gap:9px}.legal-toc li{counter-increment:toc;font-size:12.5px}.legal-toc li a{color:var(--navy-2);font-weight:600}.legal-toc li a:hover{color:var(--orange-2);text-decoration:none}.legal-toc li a:before{content:counter(toc)". 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